Does Home Insurance or Home Warranty Cover Repiping a Spokane Home?

Two types of plumbing pipes and connections up close

When it comes to maintaining your home in the Greater Spokane area, one of the most significant concerns is the condition of your plumbing system. As pipes age, they can deteriorate, leading to leaks, low water pressure, and even complete failure. In some cases, repiping your entire home may be necessary. But does your home insurance or home warranty cover this costly process? Mainstream Electric, Heating, Cooling, & Plumbing, a trusted name in the Inland Northwest since 2000, is here to help you navigate this complex issue.

Understanding Home Insurance Coverage

Typically, home insurance policies cover sudden and accidental damage to your plumbing system. For example, if a pipe suddenly bursts due to freezing temperatures, your insurance may cover the cost of repairs. However, most policies do not cover damage resulting from gradual wear and tear or lack of maintenance. Repiping often falls into this category, as it is usually necessary due to the age and condition of your pipes rather than a sudden event.

Home Warranty Protection

A home warranty is a separate policy that covers the repair or replacement of major home systems and appliances, including plumbing. While a home warranty may cover some plumbing repairs, such as fixing a leaky faucet or unclogging a drain, it typically does not cover the cost of repiping an entire home. This is because repiping is considered a major renovation project rather than a repair.

When Is Repiping Necessary?

Repiping may be necessary if your home has outdated or damaged pipes, such as galvanized steel or polybutylene pipes. These materials are prone to corrosion, leaks, and breakage over time. If you experience frequent leaks, low water pressure, or discolored water, it may be a sign that your pipes need to be replaced. Homes built before the 1970s which is common in the rural areas around the Inland Pacific Northwest are more likely to have outdated plumbing systems that require repiping.

The Benefits of Professional Repiping Services

While repiping your home may seem like a daunting and expensive task, it can provide numerous benefits in the long run. New pipes can improve water pressure, reduce the risk of leaks and water damage, and even enhance the value of your home. At Mainstream, our expert plumbers specialize in whole-home repiping, ensuring that your plumbing system is up to date and functioning efficiently.

Financing Options for Repiping

Although home insurance and warranties may not cover the cost of repiping, there are financing options available to help make the process more affordable. Mainstream offers competitive financing, allowing you to spread the cost of repiping over time. Contact us today to learn more about our financing options and to schedule a consultation for your repiping needs.

Protect Your Home with Mainstream’s Service Partner Plan

In addition to our repiping services, Mainstream offers a comprehensive Service Partner Plan designed to keep your home’s essential systems running smoothly. Our plan includes regular maintenance, priority service, and discounts on repairs, helping you avoid costly breakdowns and ensuring your home remains comfortable and safe.

When it comes to repiping your home in the Eastern Washington and Northern Idaho region, trust the experts at Mainstream. With over two decades of experience serving the Inland Northwest, our team of skilled plumbers is dedicated to providing personalized, honest, and fair service. Contact us today at (509) 237-6483 or contact.us@866411zapp.com to schedule your repiping consultation and experience the Mainstream difference.

Read more blogs...

Call or Schedule Your Service Online!

Need Help? Get the Best in Home Services.

Let's Talk!

How Can We Help You?

Complete the form and a member of our team will be in touch shortly with answers and assistance.