HOME REPAIR FINANCING

Mainstream Financing Offers

PLUMBING & A/C REPAIRS

Financing Options From Service Finance Company, LLC

No Interest, No Payments for 6 Months
12.95% APR for Additional 120 Months

12.95% APR for 180 Months

No Interest, No Payments (“NINP”)

Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer.  No interest is owed if paid in full within promotional period.  If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty.  Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only.  Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Standard Installment

Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer.  APR may vary from 2.99% to 25% by state.  You may prepay your account at any time without penalty.  Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer.  All offers are subject to credit approval and are estimates only.  Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

The logo for Service Finance
Equal Opportunity Lender Logo

GET A FREE QUOTE

Contact Us for Fast Home Repairs

"*" indicates required fields

Call or Schedule Your Service Online!

HOME SERVICE FINANCING

Frequently Asked Questions

When considering furnace installation or replacement costs, it’s essential to understand the various factors that can influence the final price. Here’s a breakdown of typical costs and the factors that affect them:

Average Installation Cost: The average for a full furnace installation ranges from $4,820 to $9,350. This includes the cost of the furnace itself, labor fees, ductwork, removal, and disposal of the old furnace, as well as other installation costs or upgrades included.

Type of Furnace: The type of furnace you choose significantly impacts the installation cost. Here’s a breakdown of average installation costs for different types of furnaces:

  • Electric Furnace: Typically ranges from $1,800 to $7,300, depending on factors such as size and efficiency. Electric furnaces are suitable for regions with mild winters and are measured in kilowatts.
  • Natural Gas Furnace: Ranges from $2,800 to $9,500 for the average installation cost. High-efficiency models may cost more initially but offer long-term savings on utility costs. Natural gas furnaces are ideal for colder climates.
  • Oil Furnace: Common in regions with harsh winters, oil furnace installation costs typically range from $4,500 to $8,000 or higher. Oil furnaces require more maintenance but can have a longer lifespan.

Size and BTU Capacity: The size of the furnace is determined by the British Thermal Units (BTUs) required to heat your home. The cost of a furnace is influenced by its BTU capacity, with larger units costing more. The BTU requirement is calculated based on the square footage of your home, typically around 40 BTUs per square foot. Additional factors such as cathedral ceilings or drafty windows may require adjustments to the BTU calculation.

Installation vs. Replacement: Whether you’re installing a new furnace or replacing an existing one also affects the overall cost. Replacing an old furnace with a new one may be more cost-effective as existing infrastructure can be utilized. However, converting from one type of furnace to another or relocating the furnace may require additional work and incur higher costs.

Additional Installation Considerations: Factors such as ductwork requirements, location changes, and any necessary upgrades or modifications to accommodate the new furnace also contribute to the overall installation cost. HVAC duct installation typically costs between $10 and $20 per linear foot.

At Mainstream, we understand the importance of providing transparent pricing and delivering exceptional value to our customers. Our experienced technicians ensure efficient and professional furnace installations tailored to your specific needs, ensuring optimal comfort and performance for your home. Contact us today to schedule a consultation and receive a personalized quote for your furnace installation or replacement. With Mainstream, expect reliable service and expert solutions for all your heating needs.

Yes, Mainstream recognizes the importance of your home’s comfort and strives to make HVAC installations, replacements, or upgrades accessible and affordable for homeowners in Spokane. Understanding that the upfront cost of a new HVAC system, air conditioner, or furnace can be significant, we’ve partnered with Ally to offer financing options. This allows you to spread the cost of major repairs or installations over time, easing the financial burden and ensuring you don’t have to compromise on the quality or suitability of your HVAC system.

Our commitment is to ensure that financial constraints do not stand in the way of achieving the ideal comfort levels in your home. To match your specific financial situation, we offer a variety of financing plans. Whether you’re looking for low monthly payments, prefer no upfront costs, or need a plan that accommodates your budget, we’re here to help find the best option for you.

To explore our financing options and find a plan that best suits your needs, simply give us a call or fill out our online form today. Our team is ready to assist you in selecting the right financing plan, ensuring you can upgrade your home’s HVAC system with confidence and ease.

At Mainstream, we get it—home repairs often come without warning, and flexibility is key when it comes to payment. That’s why we’re dedicated to making the payment process as convenient and stress-free as possible for you. Whether you’re dealing with an emergency plumbing repair or planning a home improvement project, we’re here to support your needs.

We accept a wide range of payment methods including cash, checks, major credit cards, and contactless payments, ensuring you can choose the option that best suits your preferences and situation. Additionally, we understand the importance of budgeting for your home’s comfort and functionality, which is why we also offer flexible home financing options. This way, you can ensure your home remains a comfortable haven without the immediate financial pressure.

With Mainstream, you have the freedom to choose the payment method that works best for you, making it easier to manage your home’s heating, cooling, electric, and plumbing needs. Let us help you live in your most comfortable home climate, hassle-free.

Looking to upgrade your home with ease and affordability? At Mainstream, we’re here to make your home improvement dreams a reality without breaking the bank. We understand that enhancing the comfort of your home is essential, but we also believe it shouldn’t be a financial burden. That’s why we offer a range of flexible financing options tailored to suit your budget and needs.

Whether it’s electric, heating, cooling, or plumbing projects, you can get started on transforming your home today with our straightforward financing solutions. Our plans are designed to accommodate a variety of financial situations, ensuring that you find the perfect match for your project. With the option to apply for unsecured personal loans, you can secure funding quickly, often within a week, avoiding the lengthy processes associated with home equity financing.

When it comes to the comfort of your home, we don’t want to participate in making it financially difficult for you to find the right fit. To ensure that you have confidence in selecting the right systems, we offer a variety of financing options to work with your budget!

We offer multiple plans to fit your needs. Call us or fill out the form today for the plan that is the best for you!

Mainstream Reviews

5-Star Service, Guaranteed.

We are Spokane’s premier home services company since 2000, with thousands of satisfied customers. Discover our latest reviews today!

Awards & Accreditations

Spokane's Finest

Mainstream has earned the trust of the community, being recognized with the following awards and certifications.